Principal Dental Plan

If you are searching for dental coverage for your employees, a Principal dental plan may offer an affordable solution for your company. These dental plans can be found by Principal Life, a national insurance company backed through the Principal Financial Group, which provides dental coverage advantages mainly to organizations. The company's plans stress preventive care to be able to maintain good dental health as well as helping avoid costly remedial procedures later on. Here are a few of the principal dental insurance options you can avail of through Principal:

1. Principal PPO Plan offers covered employees the flexibleness to choose which dentist they will use. When they opt to go with an in-network dentist, they'll enjoy increased benefits such as discounts on providers. However, if they use a dentist outside from the network, they can still avail of benefits, but in a lower discount.
2. Employer paid principal dental insurance plans are provided by employers in a cost-sharing basis with their workers. This product is the main Principal dental plan product provided by Principal Life, and provides a variety of contribution arrangements to satisfy the organization's and employees' particular needs. These plans offer all preventive services in addition to basic and major procedures. If more than 10 workers are enrolled, the company has the option to get additional benefits.
3. Voluntary employee-paid plans are offered to employees who don't receive dental benefits from their company. Affordable group rates are available with a number of flexible contribution arrangements such as payroll deductions. The master plan can be offered as a stand-alone policy or even be bundled with employer-paid health plans.
4. Exclusive Provider Organization plans can be found primarily in selected California markets and require plan holders to find dental care only from in-network dentists to get of benefits. However, the Principal network of dental practitioners is extensive, with more than 100, 000 locations through the US.